Happy Independence Day, India
Warm wishes from Tripureswari Microfinance
Financial Access
for Every Household
Tripureswari Microfinance (TMF) is a registered Section 8 non-profit institution dedicated to bridging India's credit gap — placing responsible, affordable finance directly in the hands of underserved communities, from the Northeast to every corner of India.
Who we are
TMF is a Section 8 non-profit company incorporated under the Companies Act 2013 — established September 2014 — holding 12A and 80G registrations. We operate a responsible micro-lending programme with a clear pathway toward NBFC transition, designed to replace predatory informal credit with structured, affordable, and dignity-preserving financial products.
Our operations began in Northeast India and are now extending, step by step, across Pan India in the coming years. The next chapter of TMF is national in scope and grassroots in character.
Read the full story →Our key pillars
Universal Affordability
Engineering services financially viable for every economic segment — quality without a prohibitive price tag.
Grassroots to Growth
Supporting individuals at the foundational level and scaling with them toward long-term economic stability.
Value-Driven Pricing
Internal cost-discipline that passes maximum economic benefit directly to the beneficiary.
Citizen-Centric Focus
The common person sits at the absolute core of our operational design and service delivery.
What we offer
TMF's product suite is designed around the real cash-flow rhythms of Indian households and micro-enterprises. All products carry a 12-month flat tenure and a 1.5% borrower-protection insurance premium.
SHG Loans
Self Help Group credit channelled through established women-led collectives.
JLG Loans
Joint Liability Group financing — our highest-volume engine for smallholders and artisans.
Insta Finance — Government Employed
Fast individual credit for salaried government employees.
Insta Finance — Corporate Salaried
Working-capital credit for private sector salaried professionals.
A transition to NBFC soon
TMF is structurally positioned on a clear pathway toward NBFC transition. This next step will formalise our operations, widen our national reach, and deepen the trust our beneficiaries place in us — while preserving the community-first ethos that defines our work.
We remain fully RBI-compliant, governed by a multi-disciplinary board with independent Audit and Risk Committees, and committed to bringing fair, dignified finance to every household the formal banking system has not yet reached.
"Our purpose is to build a pan-India ecosystem where high-quality financial services reach every common person — from the grassroots to the rising middle class — without economic barriers."